BUSINESS PAYMENT SOLUTIONS

Payment Processing Options for Your Business

Michelle can connect businesses with payment-processing solutions through available partners — separate from funding, and subject to provider terms.

Funding is subject to provider approval and qualification requirements.

Michelle Lagos, Independent Business Funding Broker
EVALUATE YOUR CURRENT PROCESSING

Start by understanding what you have today

Before exploring a switch, it helps to look at your current processing setup — rates, statements, and equipment. Michelle can help you request a review through available partners.

What are you currently paying?
What hardware are you using?
What payment types do you accept?
What does your monthly statement show?
Are there recurring fees?
STANDARD PAYMENT PROCESSING

Conventional processing solutions

Standard payment processing typically involves per-transaction rates and fees set by the processor and card networks. Specific terms depend on the provider and your business.
UNDERSTANDING DUAL PRICING

A different way to structure pricing

Dual pricing is a pricing structure that may be offered through partners. Whether it's available or appropriate for your business depends on the provider, card-network requirements, and state law. Do not assume any specific savings, compliance, or availability until verified with the processor.
POTENTIAL COST CONSIDERATIONS

What to compare

Processing rates
Monthly fees
Equipment costs
PCI-related fees
Chargeback fees
Contract length
Termination fees
Customer-facing pricing
EQUIPMENT AND SETUP

Hardware and onboarding

Processing solutions may involve terminals, point-of-sale systems, or software integrations. Specifics — including costs and compatibility — must come from the applicable processor.
QUESTIONS TO ASK BEFORE SWITCHING

Protect your business

  • What are all the fees, including ones not listed in the headline rate?
  • Is there a contract term, and are there early termination fees?
  • What equipment is required, and is it leased or owned?
  • How long does setup and onboarding take?
  • What support is available if something goes wrong?
REQUEST A PROCESSING REVIEW

See what may be available

READY TO TAKE THE NEXT STEP?

Ask about payment processing

Talk with Michelle to see whether a payment-processing solution may fit your business.

Funding is subject to approval and provider requirements.

FAQS

Payment processing questions

Compliance note

Payment-processing rules, card-network requirements, state laws, and available programs can change. Final program details must come from the applicable processor.

Disclosures

  • Funding is subject to provider approval and qualification requirements.
  • Terms, rates, amounts, and availability vary by provider and applicant.
  • Funds With Michelle may connect applicants with third-party funding/service providers. Funds With Michelle does not guarantee approval, rates, terms, or funding amounts.

Funds With Michelle

Explore your business funding options

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